Best Auto Insurance Companies for High-Risk Drivers.
As a high-risk driver, you will be searching for a while before you come across an auto insurance company willing to do business with you and you will be surprised at how high the rates will be. It should not come as a surprise to you if some of these companies end up ignoring your request. When you have been considered as a high-risk driver you may not be aware until the insurers keep turning you down. In most cases, been involved in an auto accident where you were on the wrong will drive up the premiums by 30%. This will also happen when the accident left people with bodily injuries. The premiums will be 50% more than average when it was a DUI. From this, you can already tell that most companies shun high-risk drivers and those who are going to give you their time are not likely to give you fair rates. Even if some companies may claim to cater to this category, you need to scrutinize them before signing up. Don’t expect all of them to be helpful.
A lot of the big insurance companies do not serve high-risk drivers. Being categorized as a high-risk driver is not the end of the word and at times it has nothing to do with your skills as a driver. It might have something to do with being newly licensed, your location and also your age. If you own an exotic vehicle or your credit score is bad might put you in this situation. However, there are companies that can still help you in such a situation. One of the best ones is GEICO auto insurance. It is an abbreviation for Government Employees Insurance Company. For a bad driver, you will find their premiums to be low. Many customers have expressed their satisfaction with the services they are getting from the company. 56 have had complaints. It is the second largest company in auto insurance and it covers more than twenty-four million vehicles.
If you are a military member or an employee of the federal government you will enjoy further discounts. GEICO auto insurance company also offers auto insurance services to more than five hundred organizations and associations. You will not be disappointed with State Farm Insurance. It has been in the industry for such a long time dating back in 1922. Their customer satisfaction rating is 4. To emphasize how great this is, it was computed based on reviews from ten thousand of their customers. 57% of the respondents said that the services were excellent. They are deemed to have reasonable prices to be one of the best auto insurers for teen drivers.